Launch your Bitcoin Merchant Account with acquirer‑grade rails.
Layer Bitcoin & the Lightning network on top of your existing card processing and We give you a crypto gateway, merchant ledger, and bank settlement—without you ever touching a private key.
Crypto payment gateway (web, mobile, POS) Multi‑currency wallets & merchant ledger per account BTC & altcoins in, USD out to your bank Built on iCoin trader exchange‑grade infrastructure
Call 727‑362‑6765 to underwrite your Bitcoin merchant account.
iCoin‑trader · live example
Coffee Sale · $9.50
Paid with the Lightning network in 1.4 seconds · Auto‑converted to USD · Settled T+1 via ACH.
Processing fee
0.9% total
Network cost
<$0.01
Chargebacks
0 · not possible
What you can do with Bitcoin Merchant Accounts
Your Bitcoin Merchat Account and merchant ledger plugs into iCoin‑trader payment gateway so you can accept Bitcoin & crypto anywhere you already take cards.
In‑store Lightning network POS
Turn any Android or iPad tablet at the counter into a Lightning network enabled cash register.
✔Enter amount in USD and your merchant account calls your merchant API to create a Bitcoin/Lightning invoice.
✔Customer scans the QR and pays; iCoin-trader verifies on‑chain/Lightning and posts to your merchant ledger in real time.[web:31][web:32][web:33]
✔Optional NFC cards/rings for tap‑style Bitcoin payments using your own POS hardware.
Website & e‑commerce checkout
Add “Pay with Bitcoin & the Lightning network” next to cards in your cart and checkout flows.
✔Hosted payment pages and plug‑ins backed by the iCoin-trader payment gateway.[web:31][web:236]
✔Price in local currency; gateway locks the FX rate and collects BTC/altcoins from any wallet.[web:31][web:32]
✔Funds land in your iCoin‑trader merchant account, then settle as fiat to your bank on your chosen schedule.[web:33]
Payment links & invoices
Perfect for agencies, professional services, and B2B invoices that cross borders.
✔Create a branded payment link or invoice; iCoin-trader generates the underlying crypto payment request and tracks status.[web:31][web:32]
✔Clients pay from any Bitcoin/Lightning or crypto wallet; you receive consolidated reporting in your dashboard.
✔Ideal replacement for wire transfers and high‑cost cross‑border card transactions.
High‑risk & cross‑border acceptance
Give “hard to place” merchants a stable processing rail with no scheme chargebacks.
✔High‑risk verticals route crypto payments through your iCoin‑trader engine and wallets.[web:31][web:38]
✔Push‑only payments: no forced chargebacks, no card‑scheme penalties—merchant‑managed refunds only.[web:33]
✔Cross‑border clients pay in BTC/crypto; merchants receive fiat in their local currency via bank settlement.[web:31][web:33]
Merchant account engine, built on iCoin-trader
Under the hood, Bitcoin Merchant Accounts run on the same cloud‑deployed iCoin-trader platform used for exchanges and payment service providers—so you inherit their security, scaling, and settlement logic.
Crypto payment gateway API (approve/capture, refunds, webhooks)[web:31][web:40]Multi‑currency merchant wallets (BTC, BCH, ETH, LTC, more)[web:31][web:232]Merchant ledger & reporting per account[web:31][web:32]Weekly fiat settlements, daily crypto settlements by default[web:33]Cloud‑based deployment on AWS marketplace infrastructure[web:4][web:40]2FA, DDoS protection, AML/KYC toolkit, admin console[web:31][web:232]
How it works for you:
iCoin‑trader is your merchant‑facing brand and sales team. iCoin-trader provides the exchange and payment gateway stack: matching engine, wallets, merchant ledger, and payout rails. You price, underwrite, and support your merchants—without rebuilding the engine from scratch.[web:31][web:35][web:40][web:232]
Why merchants choose Bitcoin Merchant Accounts
You keep your current card processor. Bitcoin Merchant Accounts from iCoin‑trader simply add a faster, cheaper rail beside it—with better unit economics and fewer headaches.
Better economics than cards
Stop giving away 2.5–3.5% on every sale when you don’t have to.
Processing from ~1% including network cost[web:25][web:185]No interchange, assessments, or chargeback fees[web:183][web:190]Instant Lightning network confirmation at POS
No chargebacks, less fraud drag
Bitcoin & Lightning neywork payments are push‑only and final once confirmed.
No friendly fraud or forced chargebacks[web:183][web:186][web:188]Merchant‑controlled refunds onlyCleaner, more predictable risk profile
Global reach, local settlement
Take payments from anywhere; receive funds in the currency your business runs on.
Serve customers worldwide with or without cards[web:179][web:185][web:187]Automatic BTC → USD conversion via iCoin-trader[web:31][web:33]Weekly or custom deposits to your existing bank account[web:33]
Single relationship, acquirer‑grade support
Get the same underwriter mindset you’re used to from card merchant accounts.
One KYC/KYB, one dashboard for all crypto payments[web:31][web:32]Acquirer‑style reporting and statementsReal humans in St. Petersburg, FL
Ready to add Bitcoin & the Lightning network next to your existing cards?
Tell us about your vertical and average ticket, and we’ll design a Bitcoin Merchant Account that beats your current effective card rate.